Do you think the civil or criminal justice system (including the role of mediation and arbitration) has done a more effective job of  preventing and deterring fraud?

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Based on authoritative sources (including peer reviewed articles from the library, Fraud Examiners Manual, and court cases) do you think the civil or criminal justice system (including the role of mediation and arbitration) has done a more effective job of  preventing and deterring fraud?  Be sure to provide examples to back up your opinion. 

Do you think the civil or criminal justice system (including the role of mediation and arbitration) has done a more effective job of  preventing and deterring fraud?

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